We have been in the invoice factoring business since 1979, are privately held, and have a powerful track record of being FINANCIALLY SECURE. We have survived many of the economy's downturns and in having done so, can help you get through any difficult situations you might go through. We won't vanish when the times get difficult, like a few invoice factoring companies regretfully have before.

Each factoring company has criteria for size, industry, and risk. It's pretty tough for you to determine which invoice factoring company will work best for you. By reaching out to us, we'll get to the crux of your situation very quickly and help you locate the best fit for your business - it could be us or another invoice factoring company.

We have a huge A-List of invoice factoring industry counterparts, these mutual relationships were built over 20+ years in the business. So, after you take some time to tell us what you need, you'll quickly learn that we can help you find precisely what you need.

Almost all invoice factoring firms let you select and choose your customers to factor. However a few of them usually have a minimum amount in order to work with you. With us you have the freedom to pick and choose what to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is much like having a credit card in your pocket. You have it to use when you require it but don’t sign an agreement that will make you use invoice factoring when you don't require it.

Almost all invoice factoring firms are not upfront about their fees. Who knows all the reasons why they do this. You can be sure, We are different.  We are flat out upfront about our fees. When you apply, you are given a truthful, no obligation rate proposal with the fee for your company. Good luck finding another factoring company, if any, that will be flat out upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our general advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few invoice factoring businesses are financed by Wall Sreet venture capitalists. We are an independently owned company and don't take commands from investors and boards. Same as you, we are like-minded business people and we have experienced many of the hardships that a business encounters. We hear your story, go over your struggles. Based on that information we will put together a tailor-made solution for you. Almost all invoice factoring businesses notably the Silicon Valley Fintech ones generally count on an algorithm to determine your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

Almost all invoice factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are provided with a dedicated account administrator to be your point of contact – who knows your business really well, and can assist you in ways the others just can't or don't want to be bothered.

Don't neglect the fact that the invoice factoring company will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is second to none. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we follow each invoice and follow them like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is made.

Our business credit monitoring systems allow us to see recent negative trends so that we can protect you from risky transactions. You have 24/7 access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection concerns so there are no surprises.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Stay tuned to negative payment trends. This is critical to avoid unnecessary write-offs.

Our company uses state-of-the-art technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much lower rates for you. Almost all other companies are not even in the ballpark.